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New Website for NIRAMAYA Scheme: www.niramayascheme.com
(Revised Scheme w.e.f. April, 2015)
‘Niramaya’ Health Insurance Scheme for the welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities.
In order to enable and empower persons with developmental disability to live as independently and as fully as possible, health services and their access to persons with developmental disabilities assume a very significant role. In this context, the health insurance facility becomes important but presently such products are not easily available for persons with developmental disabilities. In such a situation, a health insurance scheme “Niramaya” is conceived with the following objectives.
Scheme & its coverage
The scheme envisages to deliver comprehensive cover which will
The scheme further envisages that there shall be -
The details of services with financial limits (Benefit Chart) is given at Annexure – ‘A’.
Enrolment of Beneficiaries
Any eligible person can apply for enrolment under the Scheme in the prescribed format given on the website and submit it to the nearest organization registered with the National Trust or to any other agencies specially entrusted in this regard by the National Trust. On successful enrolment and approval, Health ID No. / card will be issued to each beneficiary and then can print Ecard through the website.
There will be a nominal processing fee as determined from time to time which shall be payable to the National Trust.
Fresh enrolment may be done throughout the year through our registered organizations.
Both the fresh enrolment and renewal will be from the enrolment date with the Insurance Company to the end of the financial year. Any beneficiary enrolled during any month of the financial year will be covered upto 31st March. The enrolment / renewal fee will be full and will be eligible to claim upto Rs.1 lakh.